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Motor carriers must insure their fleets. That is a stone cold fact. Freight employers must do this for two basic reasons. First of all these companies want to protect their money and assets. The wrong lawsuit can destroy a company, and driving is always a risky business. Without proper commercial truck insurance, a company opens itself up to being slammed with lawsuits in the event of any accidents which are statistically bound to happen anyways. Secondly Kenjon Barner Jersey , federal and state regulations require employers of truck drivers to be in compliance with certain insurance coverages. These requirements vary from state to state.
The amount of coverage as well as the specific type of coverage needed will vary from business to business, and driver to driver. Many specific types of truck insurance exist to provide coverage for all types of drivers and situations. All motor carriers, however LaMichael James Jersey , should consider the following options:
General Freight
General freight insurance covers you're a cargo for a specified dollar amount agreed upon by you and your insurance carrier. A deductible payment may also be required. Companies with large fleets of trucks all under their command need a policy like this to cover the costs associated with lost, damaged, or stolen cargo. Paying for a truckload of anything is going to be expensive. General freight insurance makes sure that no is stuck paying for all the cargo if something unfortunate happens.
General Liability
Trucking companies need general liability coverage to protect company employees and vehicles by covering costs associated with damages and injuries caused by other drivers. It can also help to protect against lawsuits brought on by accident victims seeking compensation from the company. This is a broad policy that generally shelters companies and employers from lawsuits involving accidents.
Feller Kritik Forum
Thema drucken
19.11.2019 09:09
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